We understand that delays and changes to the liquidity schedule are inevitable, but we start by forming a baseline expectation for cashflow needs over time. Most sites desire a conservative asset allocation. Our goal is to help maximize returns for an agreed upon level of risk. 

We spend a considerable amount of time educating investment committees on their investment choices. For example, savings accounts carry very little risk, but they offer little in the way of reward because they do not yield very much interest. This is especially true in a low interest environment. However, they are FDIC insured up to $250,000 per depositor per institution. Stocks can offer investors potentially good returns, but they carry a higher degree of risk, and there is no guarantee you won't lose principal value in a stock.

We have found PRP groups generally prefer investments that are less likely to lose money, even if it sacrifices growth potential.